Nissan Car Finance

Car Finance. Fast Finance. Easy Finance.

£0 Deposit deals

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No impact on your credit score

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Rates from 7.9% APR. Representative APR 11.9%

Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68.

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Vehicle Price:

£ 7000

Initial Payment (Deposit):

£ 0

To Pay Over:

48 Months

Assuming your credit rating is:

Best Available Rate:


Initial Borrowing:


Total Cost Of Credit:


Total Amount Repayable:


Optional Final Payment:


48 Monthly Payments of


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No impact to your credit score

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00 the amount payable would be £183.99 per month, with a total cost of credit of £1,831.68 and a total amount payable of £8,831.68.

What is Nissan Finance

Buying a new car shouldn’t be difficult and we’re committed to giving you a hassle-free experience. Financing a car allows the cost to be split into affordable monthly repayments.

Take a look at our Vehicle Stock for some of the best deals available from our trusted dealer partners. Rest assured that you’re buying from reputable dealers with rigorous standards.

Get in touch today for a no-obligation quote

Step-by-Step Buying Guide

Why should I finance my nissan?

Financing a car can be beneficial for some circumstances:

  • You can split the cost of your new car into affordable monthly payments
  • It is not essential for you to put down any money for a deposit and you have flexibility to choose how much you wish to put down.
  • If you apply with Fast Easy Finance, you can relax knowing we will handle the bulk of the work for you!

What options are there to finance my nissan?

We work with a panel of trusted lenders who offer a variety of finance products. Amongst these are two main variants: Hire Purchase (HP) and Personal Contract Purchase (PCP).

  • Hire Purchase: With Hire Purchase (HP), the loan is secured against the nissan and you don't own it until you've reached the end of your agreement and paid the 'Option to Purchase' fee. A deposit may be needed but there would typically be no annual mileage restrictions.

  • Personal Contract Purchase: Personal Contract Purchase (PCP) loans are also secured against the nissan, but you don't automatically own the nissan when the loan term ends. Instead, you can choose to (1) give it back, (2) use any positive equity as a deposit in a new deal, or (3) buy the nissan by paying the balloon payment. Monthly payments can be lower than with HP finance, but you may have to agree to annual mileage restrictions.

  • Personal Loan: With a Personal Loan, you receive the full amount in one go so to buy the nissan outright. You'll then pay back the loan in fixed monthly instalments. Monthly payments can be higher than other forms of finance, but you won't have to face any restrictions and can sell the nissan before the end of your loan term if you wish.

How can I maximise my chances of being approved?

There are a few steps which we can strongly recommend that will increase your chances of securing a car finance deal:

Checking your credit score By checking your credit score regularly you can ensure that you have an idea of what your credit status is like, identify any mistakes or errors and work on areas that can be improved. There are many ways in which you can improve your credit score, such as using credit cards and registering on the electoral roll (see below).

Prepare your proof of income If you’re in employment you’ll likely have payslips, otherwise you’ll need to provide 3 months minimum of bank statements. It can be helpful to clean up your bank statements, remove any non-essential subscriptions, evaluate if there are any outgoings that can be stopped. If your income is arriving in multiple instalments, ensure you label and identify these accordingly or try to merge them into one payment for ease.

Register on the electoral roll It’s free and allows you to confirm your name and address online. It is one of the first things that lenders look at when evaluating your finance application and will help you gain approval for a finance product.

Increase your deposit Putting down a larger payment upfront may reduce the amount you need to borrow making it more likely for lenders to approve your application.

What’s next? How do I apply for nissan?

Get a free no-obligation quote by filling in our quote form.

If you’ll be approved in theory by one of our panel lenders, we will reach out with your offers and explain what you have available.

We will be able to answer any questions you may have and we will leave you to find your perfect car (or you might already have one in mind!). You can search our vehicle stock or let us know about a nissan you have found elsewhere.

Use our calculator to find out how much you could afford to repay monthly.

Comparison of Finance Options

Finance Features: Hire Purchase (HP) Personal Contract Purchase (PCP) Personal Loan
Requires initial deposit Optional Optional
Car is yours at the end of the agreement
Fixed monthly payments
Optional balloon (final) payment
Avoid excess mileage charge
Secured against an asset (e.g. a car)
Support with vehicle issues

Frequently Asked Questions

What should I look out for when buying a used car?

Wear and tear can be expected in any used vehicle depending on its age. You should look out for:

  • Exterior dents, scratches, signs of repairs
  • Interior upholstery rips, damage or repairs
  • Low fluid levels
  • Mechanical noises from the clutch, engine bay and exhaust
  • Excessive exhaust fumes
  • Vehicle documentation mistakes including V5C errors

Can I finance any car?

Depending on its age some lenders will only provide a loan on car under a certain age. Most used cars can be purchased with a hire purchase agreement.

Can I finance a car for as long as I like?

Most lenders place a maximum of 60 months or 5 years to loan a vehicle. The maximum also depends on the age of the car when considering PCP deals.

Will car finance affect my credit score?

Yes, but either positively or negatively. If you successfully complete payments and demonstrate a robust financial responsibility, your credit score will likely improve. If you fail to make payments, your credit score will suffer.

In addition, if you apply for a finance deal that is unaffordable and it is rejected, this can be noted on your credit file too. Here at Fast Easy Finance, we will be able to advise you on the most appropriate financial product for you and our calculators offer a quick way to check your affordability.

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Getting a free quote with
Fast East Finance only takes 2 minutes,
and will not affect your credit score.

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Phone: 020 3701 7994 Email: Business Hours: Monday to Friday 09:00 - 19:30
Saturday 10:00 - 19:00
Sunday 10:00 - 17:00

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