Car Finance
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We’re a credit broker not a lender. Rates from 8.9% APR. Representative APR 11.9%
Representative Example: Borrowing £25,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £5000.00 the amount payable would be £362.01 per month, with a total cost of credit of £7,376.69 and a total amount payable of £17,376.69. Based on 6,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Let’s Get Started!
Your Step-by-Step Buying Guide
1
Get a Free Quote
2
Choose Your Car
3
Sign Your eDocs
4
Collect Your New Car!
What is Car Finance?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period.
Most commonly chosen methods of car finance include Personal Contract Purchase (PCP) and Hire Purchase (HP). Alternatives including a personal loan are also available.
Your payments can depend upon what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Why Choose Fast Easy Finance?
Here at Fast Easy Finance, we’re committed to transforming lives, quickly and with no hassle. With a dedication to excellence and a commitment to unparalleled customer satisfaction, here`s why you should choose us:
All Credit Scores Accepted
-Weʼll help you assess your circumstances, collaborate with our panel of trusted lenders and bring you the best deals.
Best APR Rates
-Our lenders work hard to keep their rates as low as possible. Current rated from 8.9% APR (11.9% Representative)
Zero Deposit Options Available
-We’ll always introduce you to lenders that offer zero-deposit finance deals. If you’re a good fit, we’ll make it happen!
What are the different types of Car Finance?
We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing. See a few of the different types below.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.
Personal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.
Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.