Low APR car finance
Made Super
Get approved and drive away today!*
We’re an introducer not a credit broker nor a lender. Rates from 8.9% APR. Representative APR 19.9%
Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Rates from 8.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255.50. Total cost of credit: £5,329.80. Total amount repayable: £15,329.80.
Fast Easy Finance Ltd is an introducer not a credit broker nor a lender. We look to find you the best rate and will offer the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you're offered in any way.
Let’s Get Started!
Your Step-by-Step Buying Guide
1
Get a Free Quote
2
Choose Your Car
3
Sign Your eDocs
4
Collect Your New Car!
What is Low APR car finance?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period.
Low APR car finance offers financing with lower annual percentage rates (APRs), potentially resulting in lower overall costs for borrowers.
Your payments can depend upon what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Why Choose Low APR car finance?
Here at Fast Easy Finance, we’re committed to transforming lives, quickly and with no hassle. With a dedication to excellence and a commitment to unparalleled customer satisfaction, here`s why you should choose us:
What is low APR car finance?
-Low APR car finance offers financing with lower annual percentage rates (APRs), potentially resulting in lower overall costs for borrowers.
How does low APR car finance work?
-With low APR car finance, lenders offer financing at reduced interest rates, making it more affordable for borrowers to finance their vehicle purchases while saving on interest expenses.
What are the benefits of low APR car finance?
-Benefits of low APR car finance include lower overall costs for borrowers, as reduced interest rates can lead to lower monthly payments and less interest paid over the life of the loan.
What are the drawbacks of low APR car finance?
-Drawbacks of low APR car finance may include stricter eligibility criteria or shorter loan terms compared to higher APR options, as lenders may reserve low APR offers for borrowers with excellent credit.
What are the different types of Car Finance?
We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing. See a few of the different types below.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.
Personal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.
Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.