Fair credit car finance
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We’re an introducer not a credit broker nor a lender. Rates from 8.9% APR. Representative APR 19.9%
Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Rates from 8.9% APR. Representative 19.9% APR. Hire Purchase (HP) Example: Borrow £10,000 over 5 years with a £0 deposit. Representative APR 19.9% fixed rate. Monthly payment: £255.50. Total cost of credit: £5,329.80. Total amount repayable: £15,329.80.
Fast Easy Finance Ltd is an introducer not a credit broker nor a lender. We look to find you the best rate and will offer the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you're offered in any way.
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Your Step-by-Step Buying Guide
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2
Choose Your Car
3
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What is Fair credit car finance?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period.
Fair credit car finance offers financing options for individuals with fair or average credit scores, providing access to car loans with competitive interest rates and terms.
Your payments can depend upon what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Why Choose Fair credit car finance?
Here at Fast Easy Finance, we’re committed to transforming lives, quickly and with no hassle. With a dedication to excellence and a commitment to unparalleled customer satisfaction, here`s why you should choose us:
What is fair credit car finance?
-Fair credit car finance offers financing options for individuals with fair or average credit scores, providing access to car loans with competitive interest rates and terms.
How does fair credit car finance work?
-Fair credit car finance works similarly to traditional car finance, but with financing options specifically designed for borrowers with fair credit scores, potentially offering competitive interest rates and terms based on creditworthiness.
What are the benefits of fair credit car finance?
-Benefits of fair credit car finance include access to financing for individuals with fair credit scores who may otherwise struggle to secure car loans, potentially offering competitive interest rates and terms based on creditworthiness.
What are the drawbacks of fair credit car finance?
-Drawbacks of fair credit car finance may include higher interest rates or stricter eligibility criteria compared to standard car finance options, as lenders may perceive fair credit borrowers as higher risk.
What are the different types of Car Finance?
We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing. See a few of the different types below.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.
Personal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.
Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.