Car finance with no guarantor
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We’re a credit broker not a lender. Rates from 8.9% APR. Representative APR 11.9%
Representative Example: Borrowing £25,000 over 4 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £5000.00 the amount payable would be £362.01 per month, with a total cost of credit of £7,376.69 and a total amount payable of £17,376.69. Based on 6,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
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What is Car finance with no guarantor?
Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period.
Car finance with no guarantor allows individuals to obtain car loans without requiring a co-signer to guarantee repayment, offering financing options based solely on the borrower's creditworthiness and financial circumstances.
Your payments can depend upon what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.
Why Choose Car finance with no guarantor?
Here at Fast Easy Finance, we’re committed to transforming lives, quickly and with no hassle. With a dedication to excellence and a commitment to unparalleled customer satisfaction, here`s why you should choose us:
What is car finance with no guarantor?
-Car finance with no guarantor allows individuals to obtain car loans without requiring a co-signer to guarantee repayment, offering financing options based solely on the borrower's creditworthiness and financial circumstances.
How does car finance with no guarantor work?
-With car finance with no guarantor, lenders assess the borrower's creditworthiness and financial circumstances to determine eligibility for a car loan, without requiring a co-signer to guarantee repayment.
What are the benefits of car finance with no guarantor?
-Benefits of car finance with no guarantor include greater independence and privacy for the borrower, as well as potentially faster loan approval processes compared to applications that require a guarantor.
What are the drawbacks of car finance with no guarantor?
-Drawbacks of car finance with no guarantor may include stricter eligibility criteria or higher interest rates compared to loans with a guarantor, as lenders may perceive loans without guarantors as higher risk.
What are the different types of Car Finance?
We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing. See a few of the different types below.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.
Personal Contract Purchase (PCP)
The loan is secured against the car, but you don't own the car when the loan term ends.
Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment.
Hire Purchase (HP)
The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the ’Purchase' fee.
A deposit may be needed but there would typically be no annual mileage restrictions.